California Mobile Home Loans

MOBILE HOME FINANCING IN-PARK

When you’re in the market for financing, MobileHomeLoans.com, in California, can assist with your finance and refinance options. Financing mobile homes can be tricky due to mortgage loan restrictions on mobile homes in parks and on non-permanent foundation. At MobileHomeLoans.com, offers a range of mortgage loan options for new or used mobile homes whether you are buying in-park or on-land.

MobileHomeLoans.com is one of the few mortgage brokers that offers a full array of loan products for owners and buyers of mobile and manufactured homes on all ages of homes, even Pre-Hud in California. 

MOBILE HOME IN-PARK LOANS:

Purchase

  • Fixed and Step Rate Programs
  • Pre – Hud 1970 to June 15, 1976 homes financing 
  • As Old As 1950 Year Old Home Financing
  • Loans Starting With As Low As 5% Down Payments – (10% Preferred Down Payment)
  • New And Pre – Owned Manufactured And Mobile Homes
  • Senior or Family Manufactured and/or Mobile Home Parks/Communities
  • Buy – For’s – (Parent Qualify For Children) , No Owner Occupied – (20% Down Payment Required)
  • Minimum Loan Amount – $30,000
  • 2nd Home, Vacation Home Programs – (20% Down Payment)
  • Financing Is Available For Single-wide, Double-wide And Triple-Wide Units
  • Manufactured or Mobile Homes Sited On Private Property
  • 23, 20, 15 and 10 Year Terms and 25 year terms for New Homes 
  • Seller Paid Closing Costs Allowed
  • Recent BK/Short Sale – OK – Equity Start Over Program – (35% Down Payment)
  • No Minimum Credit Score – 35% down with Zero Credit Score
  • Rate And Term Refinance – Lower your Payment, Term and Current Rate
  • Cash Out Refinance – Covert Equity to Consolidate Debt and/or Make Home Improvements

Refinance

  • Rate and Term Refinance – Lower Your Current Rate, Payment, and/or Term
  • 20, 15, and 10 Year Terms
  • Single, Double, and Triple Section Manufactured and/or Mobile Homes
  • Fixed and Step Rate Programs
  • Cash Out Refinance – Convert Equity To Make Home Improvements, Consolidate Debt, Pay For Child’s Education, Etc.
  • Senior or Family Manufactured and/or Mobile Home Parks/Communities
  • Manufactured or Mobile Homes Sited On Private Property
  • New and Existing (Pre-Owned/Used) Manufactured and/or Mobile Homes
  • Primary Residence and Vacation (Secondary) Manufactured and/or Mobile Homes
  • Pre-HUD Mobile Homes (Built 1970 to June, 1976)

WHAT ARE CHATTEL LOANS?

We offer Manufactured and Mobile Home Chattel (Personal Property – Home Only or In-Park) financing. Manufactured and Mobile Homes where the land the home is placed is not offered as collateral for the financing. The Manufactured and Mobile Homes can be located in Manufactured and/or Mobile Home parks/communities or sited on private property.